We are offering an exciting opportunity for a Sr. Financial Analyst in Memphis, Tennessee. As a Sr. Financial Analyst, you will play a crucial role in supporting our financial operations, managing liquidity, and aiding in budgetary planning and cost control measures.
Responsibilities:
• Accurately process and analyze customer credit applications.
• Maintain precise and up-to-date customer credit records.
• Resolve customer inquiries promptly and professionally.
• Monitor customer accounts and take appropriate action based on account status.
• Manage daily cash positions, forecasting cash flow requirements, and ensuring the operational needs are met efficiently.
• Review and recommend investment opportunities to enhance the portfolio and return on investments.
• Identify, assess, and develop strategies to mitigate financial risks related to interest rates, foreign exchange, and other market variables.
• Ensure compliance with regulatory requirements and internal policies regarding treasury operations.
• Create detailed reports on cash flow, liquidity, and investment performance for review by senior management.
• Aid in the development of annual budgets, including data gathering, forecasting, and coordination with various departments.
• Analyze costs associated with bank operations, identify cost-saving opportunities, and recommend efficiency-enhancing improvements.
• Develop and maintain financial models to support budgetary decisions and strategic planning.
• Track and analyze financial performance against budgetary targets, providing variance analysis and insights to management.
• Prepare regular financial reports and presentations related to cost and budget performance for management review.
• Possess a minimum of 5 years of experience as a Financial Analyst or in a similar role
• Demonstrable proficiency in business systems
• Knowledge of budget processes is crucial
• Capable of managing capital and understanding capital management strategies
• Proficiency in financial modeling is required
• Experience in corporate financial planning is essential
• Ability to perform cash flow analysis is necessary